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Which SurveyThe Royal Institution of Chartered Surveyors (RICS) talks about three levels of inspection of residential property. The first level is the Mortgage Valuation. The RICS says ‘A valuation isn’t a survey. It’s a limited check on the property that your mortgage lender carries out to ensure it’s worth the money that they are lending you. There may be structural problems in the property that would cost a huge amount to put right and they may not appear in the Mortgage Valuation report’. The second level is the Home Buyers Survey and Valuation Report. This report was designed by the RICS as an ‘economical survey using a standardised format, that focuses on essentials: defects and problems which are urgent or significant and thus have an effect on the value of the property.’ Finally the third level, the Building Survey, is described by the RICS as ‘a comprehensive inspection of a property. It examines all accessible parts of the property.’ We at Clear move this on by providing a top of the range survey, with a very visual and clear reporting system, that is unique within the profession and is produced by specifically trained Chartered Surveyors. We can tailor your Clear survey to suit your needs. Most of our clients require our comprehensive ‘Clear Building Survey’ but for those clients who only want reassurance that the building is structurally sound, perhaps envisaging comprehensive alteration works, we can carry out a ‘Clear Structure Only Survey’. Not a lesser survey but one which concentrates on the roof, walls and floors of the building. Where an alternative company has recommended a second opinion on a particular problem highlighted by a Mortgage Valuation or Home Buyers Survey, we can give that definitive opinion with our ‘Clear Specific Defect Survey’. The choice is yours but if you want to talk it through, give us a call on 0800 0729003 Our surveys act as a guide book to the property. Without one, how will you really know what you are buying? |
